Fix : Assign new cards - Assign new cards tab with infinite spinner

[fedirjh]

Explanation of Change

This change fixes the infinite spinner in the Assign new cards refresh flow for direct card feeds.

Previously, isRefreshComplete only became true when the feed transitioned from expired → non-expired. For the common case where the feed is already non-expired, that condition never passed, so the flow stayed on loading forever.

I updated useBankConnection so refresh completion can also be driven by a local refreshSuccessHandled state. In refresh flow, when the feed is confirmed healthy (!isFeedExpired && !isFeedConnectionBroken), we set that state to true, which allows isRefreshComplete to become true and render the existing refresh success confirmation screen instead of spinning indefinitely. This keeps the normal expired-feed behavior unchanged while fixing the non-expired path.

Fixed Issues

$ #85693
PROPOSAL:

Tests

Precondition: workspace with a direct card feed (e.g. Wells Fargo)

1. Go to Company cards → Settings
2. Click on "Assign new cards" and complete re-auth
3. Verify a success message is displayed
4. Close RHP and verify cards are displayed correctly

• Verify that no errors appear in the JS console

Offline tests

N/A

QA Steps

Same as Tests

• Verify that no errors appear in the JS console

PR Author Checklist

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Screenshots/Videos

CleanShot.2026-03-18.at.23.59.38.mp4

Android: Native

Android: mWeb Chrome

iOS: Native

iOS: mWeb Safari

MacOS: Chrome / Safari

[melvin-bot]

@hungvu193 Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[codecov]

Codecov Report

✅ Changes either increased or maintained existing code coverage, great job!

Files with missing lines	Coverage Δ
...e/companyCards/BankConnection/useBankConnection.ts	0.00% <0.00%> (ø)
... and 503 files with indirect coverage changes

[carlosmiceli]

Reviewer Checklist

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  • I verified any copy / text shown in the product is localized by adding it to src/languages/* files and using the translation method
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Screenshots/Videos

Android: HybridApp

Android: mWeb Chrome

iOS: HybridApp

iOS: mWeb Safari

MacOS: Chrome / Safari

[carlosmiceli]

@MelvinBot review please.

[MelvinBot]

Code Review

Overall: This looks good. The root cause and fix are correct. All CI checks pass.

Summary

The bug was that isRefreshComplete required prevIsFeedExpired to be true (i.e., the feed had to transition from expired → non-expired). For feeds that are already non-expired when entering the refresh flow, that condition never fires, so the spinner never stops.

The fix converts refreshSuccessHandled from a useRef to useState, then uses it as an alternate path to make isRefreshComplete become true. When the main effect detects a healthy feed during refresh (!isFeedExpired && !isFeedConnectionBroken && isRefreshConnectionFlow), it sets refreshSuccessHandled = true, which triggers a re-render where isRefreshComplete evaluates to true, and the ConfirmationPage renders instead of the spinner.

Observations

The fix is safe for all callers:

• RefreshCardFeedConnectionPage passes isRefreshConnectionFlow but no onSuccess — the success UI is driven by isRefreshComplete rendering ConfirmationPage.
• BrokenCardFeedConnectionPage and AddNewCardPage don't pass isRefreshConnectionFlow, so isRefreshComplete is always false and these flows are unaffected.

Minor note (non-blocking): The effect at lines 116-122 now appears to be effectively unused:

• In the refresh flow, onSuccess is never passed (from RefreshCardFeedConnectionPage), so onSuccess?.() is a no-op.
• In the non-refresh flows, isRefreshComplete is always false, so the effect always returns early.

This was arguably the case before this PR too (since no caller passes both isRefreshConnectionFlow and onSuccess), so it's a pre-existing observation rather than something this PR introduced.

No blocking concerns — LGTM.

[github-actions]

🚧 @carlosmiceli has triggered a test Expensify/App build. You can view the workflow run here.

[OSBotify]

✋ This PR was not deployed to staging yet because QA is ongoing. It will be automatically deployed to staging after the next production release.

[github-actions]

🧪🧪 Use the links below to test this adhoc build on Android, iOS, and Web. Happy testing! 🧪🧪
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[hoangzinh]

Reviewing this PR

[hoangzinh]

@fedirjh I can reproduce the original issue with add new feed flow. Let me try to reproduce it again

Screen.Recording.2026-03-19.at.17.02.56.mov

[hoangzinh]

@fedirjh it works well when I select a different bank (I.e my existing feed is "Truist", then if I select "Regions Banks" it works well)

Screen.Recording.2026-03-19.at.17.11.32.mov

[hoangzinh]

✅ BrokenCardFeedConnectionPage

MacOS: Chrome / Safari

Screen.Recording.2026-03-19.at.17.19.51.web.mov

IOS: Native

Screen.Recording.2026-03-19.at.17.29.30.mov

[hoangzinh]

@fedirjh I can still reproduce the original issue if I have a broken feed in another workspace (which makes isFeedConnectionBroken true)

Screen.Recording.2026-03-19.at.18.05.37.mov

[OSBotify]

🚀 Deployed to staging by https://github.com/carlosmiceli in version: 9.3.41-0 🚀

platform	result
🕸 web 🕸	success ✅
🤖 android 🤖	success ✅
🍎 iOS 🍎	success ✅

Bundle Size Analysis (Sentry):

• Android
• iOS

[IuliiaHerets]

Hi @fedirjh. We are blocked from checking this PR, as there is no Assign new cards option. It was reverted in the previous regression

cc @carlosmiceli @hoangzinh

Recording.1875.mp4

[hoangzinh]

Yes, we also reverted this PR #85807

[IuliiaHerets]

@hoangzinh, can we check it off the list?

[hoangzinh]

@carlosmiceli should we mark this PR as checked in this checklist #85862? Or we should remove them from the list?

[carlosmiceli]

@IuliiaHerets @hoangzinh do we remove them when they've been reverted? Whatever the usual system is in those cases, the feature is gone from staging.

[OSBotify]

🚀 Deployed to production by https://github.com/cristipaval in version: 9.3.41-4 🚀

platform	result
🕸 web 🕸	success ✅
🤖 android 🤖	success ✅
🍎 iOS 🍎	success ✅