removed redundant "applies to" wording from money request policy#17

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mra11yx wants to merge 6 commits intomasterfrom

Commits on Mar 9, 2026

removed redundant wording
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changed 'and' to 'or'
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more small grammatical fixes
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more wording updates
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even more wording updates
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added 'unsolicited' in front of 'DMs'
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