Support credentials in URL with empty user (#6494) (#6495)

[Dreamsorcerer]

(cherry picked from commit ce9c4eb)

[codecov]

Codecov Report

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Additional details and impacted files

@@           Coverage Diff           @@
##             3.11    #8926   +/-   ##
=======================================
  Coverage        ?   97.71%           
=======================================
  Files           ?      108           
  Lines           ?    34226           
  Branches        ?     4063           
=======================================
  Hits            ?    33444           
  Misses          ?      585           
  Partials        ?      197           

Flag	Coverage Δ
CI-GHA	97.61% <100.00%> (?)
OS-Linux	97.29% <100.00%> (?)
OS-Windows	94.84% <100.00%> (?)
OS-macOS	96.97% <100.00%> (?)
Py-3.10.11	97.06% <100.00%> (?)
Py-3.10.14	96.99% <100.00%> (?)
Py-3.11.9	97.23% <100.00%> (?)
Py-3.12.5	97.33% <100.00%> (?)
Py-3.9.13	96.97% <100.00%> (?)
Py-3.9.19	96.90% <100.00%> (?)
Py-pypy7.3.16	96.50% <100.00%> (?)
VM-macos	96.97% <100.00%> (?)
VM-ubuntu	97.29% <100.00%> (?)
VM-windows	94.84% <100.00%> (?)

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